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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,563 | $157,270-55.8% | $141,173-50.7% | $152,870-54.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.4%+17.6pp |
| Annual return | 27.84% | 64.33%-36.5pp | 71.40%-43.6pp | 345.34%-317.5pp |
| Employer contribution / active EE | $12,359 | $5,261+134.9% | $4,735+161.0% | $4,763+159.5% |
| Participant deferral / active EE | $6,317 | $7,110-11.1% | $6,710-5.8% | $5,850+8.0% |
| Admin fee / account holder | $1,903 | $12,121-84.3% | $10,262-81.5% | $11,597-83.6% |