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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,041 | $165,351-44.9% | $149,710-39.2% | $158,931-42.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 25.10% | 348.19%-323.1pp | 276.63%-251.5pp | 302.86%-277.8pp |
| Employer contribution / active EE | $17,710 | $5,103+247.0% | $4,645+281.3% | $4,761+272.0% |
| Participant deferral / active EE | $8,967 | $7,181+24.9% | $6,842+31.1% | $5,982+49.9% |
| Admin fee / account holder | $5,256 | $10,807-51.4% | $9,309-43.5% | $11,247-53.3% |