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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,041 | $165,399-45.0% | $149,745-39.2% | $158,982-42.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 25.10% | 348.34%-323.2pp | 276.72%-251.6pp | 302.99%-277.9pp |
| Employer contribution / active EE | $17,710 | $5,105+246.9% | $4,646+281.2% | $4,763+271.8% |
| Participant deferral / active EE | $8,967 | $7,183+24.8% | $6,843+31.0% | $5,983+49.9% |
| Admin fee / account holder | $5,256 | $10,811-51.4% | $9,312-43.6% | $11,252-53.3% |