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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,079 | $217,432-55.4% | $185,851-47.8% | $167,553-42.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.12% | 148.43%-137.3pp | 122.11%-111.0pp | 478.89%-467.8pp |
| Employer contribution / active EE | $6,389 | $5,874+8.8% | $5,168+23.6% | $4,840+32.0% |
| Participant deferral / active EE | $13,989 | $6,357+120.1% | $5,569+151.2% | $6,343+120.6% |
| Admin fee / account holder | $2,639 | $19,820-86.7% | $16,245-83.8% | $12,316-78.6% |