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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,691 | $202,326-69.0% | $172,745-63.7% | $152,870-59.0% |
| Participation rate | 84.6% | 87.1%-2.4pp | 82.6%+2.0pp | 82.4%+2.2pp |
| Annual return | 21.79% | 1029.72%-1007.9pp | 802.90%-781.1pp | 345.34%-323.6pp |
| Employer contribution / active EE | $1,517 | $5,858-74.1% | $5,144-70.5% | $4,763-68.1% |
| Participant deferral / active EE | $3,215 | $5,948-45.9% | $5,197-38.1% | $5,850-45.0% |
| Admin fee / account holder | $343 | $17,110-98.0% | $13,954-97.5% | $11,597-97.0% |