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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,657 | $209,422-62.9% | $178,503-56.5% | $158,982-51.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.96% | 188.81%-171.8pp | 151.12%-134.2pp | 302.99%-286.0pp |
| Employer contribution / active EE | $1,917 | $5,707-66.4% | $5,011-61.7% | $4,763-59.7% |
| Participant deferral / active EE | $3,750 | $5,955-37.0% | $5,202-27.9% | $5,983-37.3% |
| Admin fee / account holder | $876 | $17,079-94.9% | $13,987-93.7% | $11,252-92.2% |