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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,878 | $166,131-5.6% | $164,975-4.9% | $145,877+7.5% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 13.64% | 100.37%-86.7pp | 70.12%-56.5pp | 551.28%-537.6pp |
| Employer contribution / active EE | $1,103 | $5,276-79.1% | $4,343-74.6% | $4,663-76.4% |
| Participant deferral / active EE | $5,393 | $6,962-22.5% | $6,033-10.6% | $6,691-19.4% |
| Admin fee / account holder | $12,755 | $16,648-23.4% | $12,688+0.5% | $13,402-4.8% |