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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,878 | $166,268-5.6% | $165,100-5.0% | $145,897+7.5% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 13.64% | 100.52%-86.9pp | 70.21%-56.6pp | 552.29%-538.6pp |
| Employer contribution / active EE | $1,103 | $5,284-79.1% | $4,348-74.6% | $4,663-76.3% |
| Participant deferral / active EE | $5,393 | $6,964-22.6% | $6,035-10.6% | $6,689-19.4% |
| Admin fee / account holder | $12,755 | $16,659-23.4% | $12,696+0.5% | $13,390-4.7% |