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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,020 | $111,785+87.0% | $93,669+123.1% | $145,877+43.3% |
| Participation rate | 94.1% | 74.2%+19.9pp | 68.7%+25.4pp | 80.3%+13.8pp |
| Annual return | 11.79% | 203.79%-192.0pp | 133.59%-121.8pp | 551.28%-539.5pp |
| Employer contribution / active EE | $8,727 | $3,096+181.9% | $2,424+260.1% | $4,663+87.1% |
| Participant deferral / active EE | $8,851 | $4,919+80.0% | $4,416+100.5% | $6,691+32.3% |
| Admin fee / account holder | $1,390 | $10,256-86.4% | $8,291-83.2% | $13,402-89.6% |