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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,600 | $102,696+70.0% | $86,235+102.5% | $139,487+25.2% |
| Participation rate | 88.2% | 74.5%+13.7pp | 69.0%+19.3pp | 80.3%+7.9pp |
| Annual return | 14.76% | 1925.91%-1911.1pp | 1170.03%-1155.3pp | 373.84%-359.1pp |
| Employer contribution / active EE | $8,254 | $3,034+172.1% | $2,381+246.7% | $4,755+73.6% |
| Participant deferral / active EE | $8,629 | $4,679+84.4% | $3,987+116.4% | $6,713+28.5% |
| Admin fee / account holder | $6,135 | $8,667-29.2% | $6,856-10.5% | $11,407-46.2% |