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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,336 | $106,923+54.6% | $84,023+96.8% | $152,909+8.1% |
| Participation rate | 100.0% | 75.3%+24.7pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 18.79% | 105.02%-86.2pp | 71.32%-52.5pp | 345.46%-326.7pp |
| Employer contribution / active EE | $5,168 | $2,735+88.9% | $1,984+160.5% | $4,764+8.5% |
| Participant deferral / active EE | $8,139 | $4,013+102.8% | $3,239+151.3% | $5,851+39.1% |
| Admin fee / account holder | $6,296 | $8,289-24.0% | $6,102+3.2% | $11,601-45.7% |