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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,646 | $118,877+93.2% | $96,570+137.8% | $167,536+37.1% |
| Participation rate | 88.2% | 75.5%+12.7pp | 69.8%+18.4pp | 82.1%+6.1pp |
| Annual return | 11.11% | 50.50%-39.4pp | 37.79%-26.7pp | 478.82%-467.7pp |
| Employer contribution / active EE | $11,532 | $3,121+269.5% | $2,357+389.2% | $4,839+138.3% |
| Participant deferral / active EE | $8,663 | $4,617+87.6% | $3,849+125.0% | $6,342+36.6% |
| Admin fee / account holder | $1,382 | $8,069-82.9% | $6,182-77.6% | $12,315-88.8% |