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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,734 | $99,017+86.6% | $86,587+113.4% | $147,585+25.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 8.20% | 1312.37%-1304.2pp | 964.86%-956.7pp | 578.56%-570.4pp |
| Employer contribution / active EE | $3,125 | $3,132-0.2% | $2,839+10.1% | $4,876-35.9% |
| Participant deferral / active EE | $3,433 | $3,972-13.6% | $3,609-4.9% | $5,439-36.9% |
| Admin fee / account holder | $3,359 | $5,710-41.2% | $4,906-31.5% | $10,885-69.1% |