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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,967 | $124,351-18.8% | $109,188-7.5% | $167,553-39.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 6.11% | 26.04%-19.9pp | 25.76%-19.6pp | 478.89%-472.8pp |
| Employer contribution / active EE | $3,041 | $4,210-27.8% | $3,723-18.3% | $4,840-37.2% |
| Participant deferral / active EE | $3,540 | $5,257-32.7% | $4,654-23.9% | $6,343-44.2% |
| Admin fee / account holder | $92,514 | $7,975+1060.1% | $6,755+1269.5% | $12,316+651.1% |