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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,738 | $115,814+87.1% | $101,275+114.0% | $158,982+36.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 13.64% | 56.16%-42.5pp | 46.48%-32.8pp | 302.99%-289.3pp |
| Employer contribution / active EE | $3,309 | $4,176-20.7% | $3,660-9.6% | $4,763-30.5% |
| Participant deferral / active EE | $3,808 | $4,958-23.2% | $4,371-12.9% | $5,983-36.4% |
| Admin fee / account holder | $2,008 | $7,249-72.3% | $5,948-66.2% | $11,252-82.2% |