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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,832 | $124,346+100.1% | $111,308+123.6% | $167,536+48.5% |
| Participation rate | 75.0% | 79.6%-4.6pp | 77.3%-2.3pp | 82.1%-7.1pp |
| Annual return | 11.07% | 37.45%-26.4pp | 54.67%-43.6pp | 478.82%-467.7pp |
| Employer contribution / active EE | $4,210 | $3,437+22.5% | $2,732+54.1% | $4,839-13.0% |
| Participant deferral / active EE | $6,390 | $5,182+23.3% | $4,487+42.4% | $6,342+0.7% |
| Admin fee / account holder | $6,409 | $10,621-39.7% | $7,965-19.5% | $12,315-48.0% |