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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,040 | $112,131+69.5% | $95,964+98.0% | $158,982+19.5% |
| Participation rate | 87.5% | 79.0%+8.5pp | 77.1%+10.4pp | 82.0%+5.5pp |
| Annual return | 12.92% | 171.19%-158.3pp | 91.64%-78.7pp | 302.99%-290.1pp |
| Employer contribution / active EE | $4,162 | $3,199+30.1% | $2,541+63.8% | $4,763-12.6% |
| Participant deferral / active EE | $6,323 | $4,784+32.2% | $4,167+51.7% | $5,983+5.7% |
| Admin fee / account holder | $1,379 | $10,136-86.4% | $6,797-79.7% | $11,252-87.7% |