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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,603 | $80,992+39.0% | $96,534+16.6% | $75,173+49.8% |
| Participation rate | 72.2% | 71.8%+0.4pp | 76.0%-3.8pp | 67.2%+5.0pp |
| Annual return | 106.24% | 27.05%+79.2pp | 25.88%+80.4pp | 160.72%-54.5pp |
| Employer contribution / active EE | $2,137 | $2,283-6.4% | $2,965-27.9% | $2,671-20.0% |
| Participant deferral / active EE | $4,043 | $3,929+2.9% | $4,851-16.7% | $4,126-2.0% |
| Admin fee / account holder | $17,092 | $6,717+154.5% | $8,253+107.1% | $5,651+202.5% |