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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,084 | $102,938+13.7% | $94,105+24.4% | $138,895-15.7% |
| Participation rate | 70.6% | 74.6%-4.1pp | 71.9%-1.4pp | 79.9%-9.3pp |
| Annual return | 14.65% | 250.28%-235.6pp | 204.55%-189.9pp | 145.39%-130.7pp |
| Employer contribution / active EE | $1,931 | $2,732-29.3% | $2,504-22.9% | $4,194-54.0% |
| Participant deferral / active EE | $2,092 | $4,196-50.1% | $3,881-46.1% | $6,396-67.3% |
| Admin fee / account holder | $1,667 | $6,600-74.7% | $6,199-73.1% | $12,562-86.7% |