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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,558 | $113,338-60.7% | $94,993-53.1% | $147,586-69.8% |
| Participation rate | 95.0% | 78.0%+17.0pp | 73.9%+21.1pp | 82.8%+12.2pp |
| Annual return | 20.79% | 20.80%0pp | 27.14%-6.4pp | 578.59%-557.8pp |
| Employer contribution / active EE | $581 | $3,160-81.6% | $2,603-77.7% | $4,876-88.1% |
| Participant deferral / active EE | $589 | $3,777-84.4% | $3,317-82.2% | $5,439-89.2% |
| Admin fee / account holder | $348 | $6,063-94.3% | $4,960-93.0% | $10,886-96.8% |