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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,060 | $105,623-62.1% | $87,502-54.2% | $273,972-85.4% |
| Participation rate | 90.5% | 78.2%+12.3pp | 73.8%+16.6pp | 83.0%+7.5pp |
| Annual return | 6.90% | 12.26%-5.4pp | 12.21%-5.3pp | 41.46%-34.6pp |
| Employer contribution / active EE | $411 | $3,141-86.9% | $2,550-83.9% | $4,869-91.5% |
| Participant deferral / active EE | $420 | $3,601-88.3% | $3,149-86.7% | $5,287-92.1% |
| Admin fee / account holder | $14,389 | $4,781+201.0% | $4,221+240.9% | $10,133+42.0% |