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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,311 | $57,305-50.6% | $86,640-67.3% | $75,173-62.3% |
| Participation rate | 55.0% | 63.2%-8.2pp | 71.7%-16.7pp | 67.2%-12.2pp |
| Annual return | 15.66% | 2674.24%-2658.6pp | 592.52%-576.9pp | 160.72%-145.1pp |
| Employer contribution / active EE | $773 | $2,316-66.6% | $3,024-74.4% | $2,671-71.0% |
| Participant deferral / active EE | $2,049 | $3,320-38.3% | $4,438-53.8% | $4,126-50.3% |
| Admin fee / account holder | $726 | $4,116-82.4% | $5,616-87.1% | $5,651-87.2% |