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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,620 | $53,128-51.8% | $86,582-70.4% | $70,126-63.5% |
| Participation rate | 44.4% | 65.3%-20.9pp | 73.5%-29.1pp | 69.5%-25.1pp |
| Annual return | 16.49% | 27.66%-11.2pp | 965.08%-948.6pp | 73.15%-56.7pp |
| Employer contribution / active EE | $382 | $2,068-81.5% | $2,839-86.6% | $2,343-83.7% |
| Participant deferral / active EE | $852 | $2,695-68.4% | $3,609-76.4% | $3,332-74.4% |
| Admin fee / account holder | $1,608 | $3,584-55.1% | $4,904-67.2% | $4,645-65.4% |