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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,314 | $60,128-47.9% | $90,440-65.4% | $79,852-60.8% |
| Participation rate | 43.6% | 65.0%-21.4pp | 72.7%-29.1pp | 69.6%-26.0pp |
| Annual return | 17.99% | 71.95%-54.0pp | 1294.38%-1276.4pp | 31.72%-13.7pp |
| Employer contribution / active EE | $476 | $2,068-77.0% | $3,263-85.4% | $2,471-80.7% |
| Participant deferral / active EE | $1,195 | $2,939-59.3% | $3,964-69.9% | $3,740-68.1% |
| Admin fee / account holder | $310 | $3,977-92.2% | $5,615-94.5% | $5,306-94.2% |