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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,005 | $51,642+84.0% | $129,384-26.6% | $80,935+17.4% |
| Participation rate | 40.0% | 56.9%-16.9pp | 69.6%-29.6pp | 67.7%-27.7pp |
| Annual return | 15.64% | 20.78%-5.1pp | 9461.77%-9446.1pp | 35.66%-20.0pp |
| Employer contribution / active EE | $1,136 | $1,583-28.2% | $4,153-72.6% | $2,757-58.8% |
| Participant deferral / active EE | $2,416 | $2,670-9.5% | $4,166-42.0% | $4,299-43.8% |
| Admin fee / account holder | $1,265 | $4,312-70.7% | $7,686-83.5% | $6,924-81.7% |