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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,058 | $58,726+68.7% | $142,898-30.7% | $85,851+15.4% |
| Participation rate | 34.7% | 58.5%-23.8pp | 72.0%-37.2pp | 69.3%-34.6pp |
| Annual return | 14.35% | 27.73%-13.4pp | 5639.64%-5625.3pp | 318.63%-304.3pp |
| Employer contribution / active EE | $776 | $1,424-45.5% | $4,146-81.3% | $2,565-69.8% |
| Participant deferral / active EE | $1,518 | $2,609-41.8% | $3,838-60.5% | $3,952-61.6% |
| Admin fee / account holder | $1,569 | $4,234-62.9% | $6,560-76.1% | $6,261-74.9% |