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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,996 | $48,570+93.5% | $130,660-28.1% | $72,976+28.8% |
| Participation rate | 28.6% | 58.6%-30.0pp | 71.7%-43.2pp | 69.5%-40.9pp |
| Annual return | 18.80% | 38.63%-19.8pp | 1709.29%-1690.5pp | 81.02%-62.2pp |
| Employer contribution / active EE | $758 | $1,334-43.2% | $4,092-81.5% | $2,440-68.9% |
| Participant deferral / active EE | $1,459 | $2,384-38.8% | $3,603-59.5% | $3,608-59.6% |
| Admin fee / account holder | $8,879 | $3,549+150.2% | $5,463+62.5% | $5,124+73.3% |