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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,050 | $49,199+62.7% | $121,210-34.0% | $75,177+6.5% |
| Participation rate | 39.8% | 55.4%-15.7pp | 69.5%-29.8pp | 67.2%-27.4pp |
| Annual return | 14.62% | 56.04%-41.4pp | 987.41%-972.8pp | 160.75%-146.1pp |
| Employer contribution / active EE | $1,103 | $1,547-28.7% | $4,171-73.6% | $2,671-58.7% |
| Participant deferral / active EE | $2,064 | $2,630-21.5% | $4,084-49.5% | $4,126-50.0% |
| Admin fee / account holder | $1,424 | $3,946-63.9% | $5,647-74.8% | $5,651-74.8% |