| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.10+ years Service code 15 · EIN 91-0675641 | Recordkeeping | $108,906 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $28,721 |
MCSOLEY MCCOY & CO8 years Service code 10 · EIN 03-0327374 | Accounting | $10,400 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: CHARLES SCHWAB & CO., INC Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
CHARLES SCHWAB & CO., INC.10+ years Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,926 | $91,710+75.5% | $67,560+138.2% | $77,762+106.9% |
| Participation rate | 41.4% | 76.0%-34.6pp | 72.9%-31.5pp | 70.6%-29.2pp |
| Annual return | 12.49% | 14.88%-2.4pp | 3533.50%-3521.0pp | 31.27%-18.8pp |
| Employer contribution / active EE | $687 | $3,187-78.4% | $2,737-74.9% | $2,728-74.8% |
| Participant deferral / active EE | $2,562 | $3,911-34.5% | $4,004-36.0% | $4,651-44.9% |
| Admin fee / account holder | $245 | $245+0.1% | $3,994-93.9% | $433-43.4% |