| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.7+ years Service code 15 · EIN 91-0675641 | Recordkeeping | $105,099 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $29,100 |
MCSOLEY MCCOY & CO5 years Service code 10 · EIN 03-0327374 | Accounting | $11,000 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: CHARLES SCHWAB & CO., INC Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
CHARLES SCHWAB & CO., INC.7+ years Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,153 | $94,836+74.1% | $75,728+118.1% | $86,828+90.2% |
| Participation rate | 41.8% | 79.1%-37.4pp | 74.8%-33.1pp | 72.3%-30.5pp |
| Annual return | 12.42% | 16.90%-4.5pp | 104.66%-92.2pp | 97.95%-85.5pp |
| Employer contribution / active EE | $636 | $2,908-78.1% | $2,743-76.8% | $2,406-73.6% |
| Participant deferral / active EE | $2,190 | $3,632-39.7% | $3,820-42.7% | $4,132-47.0% |
| Admin fee / account holder | $134 | $108+23.3% | $3,620-96.3% | $170-21.2% |