| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.9+ years Service code 15 · EIN 91-0675641 | Recordkeeping | $112,266 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 82-3967259 | Securities Custodian | $19,420 |
MCSOLEY MCCOY & CO7 years Service code 10 · EIN 03-0327374 | Accounting | $10,500 |
CHARLES SCHWAB & CO., INC.9+ years Filed as: CHARLES SCHWAB & CO., INC Service code 19 · EIN 94-1737782 | Securities Custodian | $0 |
CHARLES SCHWAB & CO., INC.9+ years Service code 19 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,054 | $83,884+69.3% | $64,110+121.6% | $74,478+90.7% |
| Participation rate | 42.2% | 76.6%-34.5pp | 72.3%-30.2pp | 70.7%-28.6pp |
| Annual return | 16.31% | 16.57%-0.3pp | 33.75%-17.4pp | 34.37%-18.1pp |
| Employer contribution / active EE | $676 | $3,084-78.1% | $2,751-75.4% | $2,637-74.3% |
| Participant deferral / active EE | $2,493 | $3,692-32.5% | $3,883-35.8% | $4,530-45.0% |
| Admin fee / account holder | $136 | $196-30.8% | $3,071-95.6% | $347-60.9% |