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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,556 | $100,792+7.7% | $86,691+25.2% | $134,509-19.3% |
| Participation rate | 93.3% | 78.9%+14.4pp | 76.6%+16.7pp | 81.2%+12.1pp |
| Annual return | -20.66% | 29.08%-49.7pp | 35.94%-56.6pp | 418.13%-438.8pp |
| Employer contribution / active EE | $4,549 | $3,491+30.3% | $2,837+60.3% | $4,741-4.0% |
| Participant deferral / active EE | $11,821 | $5,339+121.4% | $4,656+153.9% | $6,400+84.7% |
| Admin fee / account holder | $7,689 | $10,924-29.6% | $7,492+2.6% | $11,427-32.7% |