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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,519 | $103,387-21.2% | $87,102-6.4% | $152,885-46.7% |
| Participation rate | 70.6% | 79.4%-8.8pp | 76.9%-6.3pp | 82.5%-11.9pp |
| Annual return | 23.80% | 28.10%-4.3pp | 28.19%-4.4pp | 345.39%-321.6pp |
| Employer contribution / active EE | $3,338 | $3,221+3.6% | $2,521+32.4% | $4,763-29.9% |
| Participant deferral / active EE | $7,730 | $4,778+61.8% | $4,048+90.9% | $5,851+32.1% |
| Admin fee / account holder | $12,754 | $12,193+4.6% | $7,491+70.3% | $11,598+10.0% |