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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,252 | $112,121+5.5% | $95,960+23.2% | $158,966-25.6% |
| Participation rate | 81.3% | 79.0%+2.3pp | 77.1%+4.2pp | 82.0%-0.7pp |
| Annual return | 26.15% | 171.16%-145.0pp | 91.63%-65.5pp | 302.95%-276.8pp |
| Employer contribution / active EE | $3,685 | $3,199+15.2% | $2,541+45.0% | $4,762-22.6% |
| Participant deferral / active EE | $10,499 | $4,784+119.4% | $4,167+152.0% | $5,983+75.5% |
| Admin fee / account holder | $4,270 | $10,135-57.9% | $6,797-37.2% | $11,250-62.0% |