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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,533 | $85,024+154.7% | $70,544+206.9% | $139,466+55.3% |
| Participation rate | 90.9% | 73.9%+17.0pp | 68.4%+22.6pp | 80.3%+10.6pp |
| Annual return | 10.99% | 30.39%-19.4pp | 32.79%-21.8pp | 373.66%-362.7pp |
| Employer contribution / active EE | $12,206 | $3,912+212.0% | $2,976+310.2% | $4,754+156.8% |
| Participant deferral / active EE | $8,918 | $5,891+51.4% | $4,568+95.2% | $6,712+32.9% |
| Admin fee / account holder | $5,821 | $8,928-34.8% | $6,427-9.4% | $11,409-49.0% |