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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,439 | $82,314+101.0% | $68,808+140.4% | $134,532+23.0% |
| Participation rate | 87.5% | 75.1%+12.4pp | 69.0%+18.5pp | 81.2%+6.3pp |
| Annual return | -16.50% | -2.18%-14.3pp | -6.37%-10.1pp | 418.27%-434.8pp |
| Employer contribution / active EE | $10,044 | $3,301+204.2% | $2,656+278.2% | $4,741+111.8% |
| Participant deferral / active EE | $6,901 | $4,740+45.6% | $3,942+75.1% | $6,401+7.8% |
| Admin fee / account holder | $5,292 | $6,484-18.4% | $4,936+7.2% | $11,429-53.7% |