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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,667 | $85,790+12.7% | $67,313+43.6% | $135,380-28.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -6.66% | -0.54%-6.1pp | -4.08%-2.6pp | 519.81%-526.5pp |
| Employer contribution / active EE | $1,711 | $3,487-50.9% | $2,566-33.3% | $4,779-64.2% |
| Participant deferral / active EE | $8,053 | $4,651+73.2% | $3,568+125.7% | $5,609+43.6% |
| Admin fee / account holder | $1,214 | $6,392-81.0% | $4,507-73.1% | $10,828-88.8% |