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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,364 | $55,713+117.8% | $75,901+59.9% | $72,975+66.3% |
| Participation rate | 88.0% | 61.1%+26.9pp | 69.3%+18.7pp | 69.5%+18.5pp |
| Annual return | 21.61% | 27.60%-6.0pp | 30.76%-9.2pp | 81.01%-59.4pp |
| Employer contribution / active EE | $8,965 | $1,687+431.4% | $2,501+258.5% | $2,440+267.4% |
| Participant deferral / active EE | $7,464 | $2,634+183.4% | $3,603+107.1% | $3,608+106.9% |
| Admin fee / account holder | $8,748 | $3,980+119.8% | $5,420+61.4% | $5,124+70.7% |