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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,375 | $167,504+38.1% | $151,628+52.6% | $134,509+72.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -13.91% | 7.81%-21.7pp | 3.34%-17.2pp | 418.13%-432.0pp |
| Employer contribution / active EE | $11,273 | $6,828+65.1% | $6,165+82.8% | $4,741+137.8% |
| Participant deferral / active EE | $2,361 | $8,985-73.7% | $8,363-71.8% | $6,400-63.1% |
| Admin fee / account holder | $837 | $13,779-93.9% | $11,613-92.8% | $11,427-92.7% |