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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,300 | $171,867-18.4% | $149,721-6.3% | $147,586-4.9% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 13.54% | 2113.36%-2099.8pp | 1501.67%-1488.1pp | 578.59%-565.1pp |
| Employer contribution / active EE | $1,563 | $6,275-75.1% | $5,444-71.3% | $4,876-67.9% |
| Participant deferral / active EE | $4,078 | $7,270-43.9% | $6,568-37.9% | $5,439-25.0% |
| Admin fee / account holder | $554 | $13,799-96.0% | $11,282-95.1% | $10,886-94.9% |