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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,226 | $197,625+5.9% | $177,840+17.6% | $158,966+31.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 5.01% | 58.76%-53.8pp | 48.32%-43.3pp | 302.95%-297.9pp |
| Employer contribution / active EE | $10,957 | $6,698+63.6% | $5,919+85.1% | $4,762+130.1% |
| Participant deferral / active EE | $2,280 | $8,405-72.9% | $7,714-70.4% | $5,983-61.9% |
| Admin fee / account holder | $753 | $15,405-95.1% | $12,431-93.9% | $11,250-93.3% |