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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,984 | $96,678-6.9% | $86,640+3.9% | $139,466-35.5% |
| Participation rate | 60.0% | 74.4%-14.4pp | 71.7%-11.7pp | 80.3%-20.3pp |
| Annual return | 16.20% | 106.69%-90.5pp | 592.52%-576.3pp | 373.66%-357.5pp |
| Employer contribution / active EE | $2,116 | $3,265-35.2% | $3,024-30.0% | $4,754-55.5% |
| Participant deferral / active EE | $7,122 | $4,837+47.3% | $4,438+60.5% | $6,712+6.1% |
| Admin fee / account holder | $18,418 | $6,410+187.3% | $5,616+228.0% | $11,409+61.4% |