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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,189 | $90,607-73.3% | $79,467-69.6% | $135,380-82.1% |
| Participation rate | 50.0% | 76.0%-26.0pp | 73.3%-23.3pp | 82.6%-32.6pp |
| Annual return | -5.39% | 977.74%-983.1pp | 718.30%-723.7pp | 519.81%-525.2pp |
| Employer contribution / active EE | $2,129 | $3,068-30.6% | $2,800-24.0% | $4,779-55.4% |
| Participant deferral / active EE | $4,454 | $4,050+10.0% | $3,704+20.3% | $5,609-20.6% |
| Admin fee / account holder | $606 | $5,895-89.7% | $5,104-88.1% | $10,828-94.4% |