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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,139 | $100,938-35.5% | $90,461-28.0% | $158,982-59.0% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 72.91% | 1727.20%-1654.3pp | 1294.76%-1221.9pp | 302.99%-230.1pp |
| Employer contribution / active EE | $1,366 | $3,691-63.0% | $3,264-58.1% | $4,763-71.3% |
| Participant deferral / active EE | $4,318 | $4,350-0.7% | $3,964+8.9% | $5,983-27.8% |
| Admin fee / account holder | $1,051 | $6,510-83.9% | $5,617-81.3% | $11,252-90.7% |