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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,538 | $103,008-53.9% | $90,304-47.4% | $152,897-68.9% |
| Participation rate | 42.9% | 75.9%-33.0pp | 73.3%-30.4pp | 82.5%-39.6pp |
| Annual return | 28.98% | 95.22%-66.2pp | 78.13%-49.1pp | 345.43%-316.4pp |
| Employer contribution / active EE | $1,570 | $3,139-50.0% | $2,855-45.0% | $4,764-67.0% |
| Participant deferral / active EE | $3,879 | $4,281-9.4% | $3,885-0.1% | $5,851-33.7% |
| Admin fee / account holder | $8,836 | $6,175+43.1% | $5,354+65.0% | $11,599-23.8% |