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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,465 | $88,710+36.9% | $81,783+48.5% | $145,959-16.8% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 19.44% | 1027.26%-1007.8pp | 775.05%-755.6pp | 561.95%-542.5pp |
| Employer contribution / active EE | $3,482 | $3,083+12.9% | $2,913+19.5% | $4,661-25.3% |
| Participant deferral / active EE | $8,041 | $4,645+73.1% | $4,320+86.1% | $6,689+20.2% |
| Admin fee / account holder | $3,175 | $8,407-62.2% | $7,380-57.0% | $13,398-76.3% |