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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,465 | $88,815+36.8% | $81,882+48.3% | $145,897-16.7% |
| Participation rate | 60.0% | 75.1%-15.1pp | 72.4%-12.4pp | 80.3%-20.3pp |
| Annual return | 19.44% | 1033.75%-1014.3pp | 779.47%-760.0pp | 552.29%-532.8pp |
| Employer contribution / active EE | $3,482 | $3,086+12.8% | $2,916+19.4% | $4,663-25.3% |
| Participant deferral / active EE | $8,041 | $4,647+73.0% | $4,323+86.0% | $6,689+20.2% |
| Admin fee / account holder | $3,175 | $8,434-62.4% | $7,360-56.9% | $13,390-76.3% |