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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,019 | $165,351-6.2% | $149,710+3.5% | $158,931-2.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.38% | 348.19%-330.8pp | 276.63%-259.3pp | 302.86%-285.5pp |
| Employer contribution / active EE | $10,182 | $5,103+99.5% | $4,645+119.2% | $4,761+113.8% |
| Participant deferral / active EE | $12,029 | $7,181+67.5% | $6,842+75.8% | $5,982+101.1% |
| Admin fee / account holder | $1,636 | $10,807-84.9% | $9,309-82.4% | $11,247-85.5% |