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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,884 | $176,120+18.6% | $159,487+31.0% | $167,553+24.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.53% | 331.95%-317.4pp | 263.71%-249.2pp | 478.89%-464.4pp |
| Employer contribution / active EE | $9,606 | $5,299+81.3% | $4,831+98.8% | $4,840+98.5% |
| Participant deferral / active EE | $12,835 | $7,752+65.6% | $7,354+74.5% | $6,343+102.4% |
| Admin fee / account holder | $3,754 | $12,561-70.1% | $10,804-65.2% | $12,316-69.5% |