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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,387 | $138,076-30.9% | $123,553-22.8% | $135,380-29.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.38% | 153.70%-159.1pp | 119.21%-124.6pp | 519.81%-525.2pp |
| Employer contribution / active EE | $9,524 | $5,152+84.9% | $4,628+105.8% | $4,779+99.3% |
| Participant deferral / active EE | $12,906 | $6,800+89.8% | $6,426+100.8% | $5,609+130.1% |
| Admin fee / account holder | $675 | $10,917-93.8% | $9,284-92.7% | $10,828-93.8% |