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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,323 | $72,404-84.4% | $110,243-89.7% | $64,173-82.4% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -3.00% | -6.29%+3.3pp | 314.76%-317.8pp | 7.63%-10.6pp |
| Employer contribution / active EE | $1,504 | $2,282-34.1% | $3,827-60.7% | $2,381-36.8% |
| Participant deferral / active EE | $2,343 | $3,469-32.5% | $4,672-49.8% | $3,470-32.5% |
| Admin fee / account holder | $1,334 | $5,664-76.5% | $8,548-84.4% | $4,887-72.7% |