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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,599 | $69,977-83.4% | $108,582-89.3% | $62,881-81.6% |
| Participation rate | 73.8% | 72.9%+0.9pp | 79.6%-5.8pp | 69.3%+4.5pp |
| Annual return | 9.70% | 10.73%-1.0pp | -51.70%+61.4pp | 20.14%-10.4pp |
| Employer contribution / active EE | $1,788 | $2,135-16.3% | $3,758-52.4% | $2,281-21.6% |
| Participant deferral / active EE | $2,294 | $3,165-27.5% | $4,311-46.8% | $3,203-28.4% |
| Admin fee / account holder | $1,057 | $5,076-79.2% | $7,645-86.2% | $4,296-75.4% |