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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,224 | $78,707-81.9% | $117,861-87.9% | $70,126-79.7% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 21.64% | 23.30%-1.7pp | 335.11%-313.5pp | 73.15%-51.5pp |
| Employer contribution / active EE | $1,899 | $2,223-14.6% | $3,786-49.8% | $2,343-18.9% |
| Participant deferral / active EE | $3,188 | $3,297-3.3% | $4,482-28.9% | $3,332-4.3% |
| Admin fee / account holder | $648 | $5,066-87.2% | $8,021-91.9% | $4,645-86.0% |